Take a risk
Type of risk
deviation from expectations
A risk is the possibility of an unexpected deviation. chance is good
The occurrence of something that is not wanted or expected. such an incident
called loss or loss. In this book loss means decline or loss
mark.
It is implied here that losses can be measured in money. for example,
rupiah. However, not all losses can be measured in currency units. for example,
The death of a family favorite cat can be a huge loss for a family
Family and it can't be measured in money.
rupiah. However, not all losses can be measured in currency units. for example,
The death of a family favorite cat can be a huge loss for a family
Family and it can't be measured in money.
The relationship between risk and suspicion needs to be explained because there is an author
Those who define risk are skeptical, and some refer to risk As a suspicion of loss in the opinion of the author. balance risk To doubt is to identify cause and effect. risk is a condition A world of doubt.
Response to suspicion
In general, that's why people don't like doubt and uncertainty.
anxiety. If the feeling is big enough, he will pay attention to it
to this problem. For example, those who have doubts about their ability to work
To raise the necessary funds for his future life,
austerity program. Doubts about the future of investments can arise in people
Choose the liquidity of your savings account.
Type of risk
Risk can be divided into speculative risk and pure risk. incident
In fact, it sometimes deviates in the wrong direction from expectations (expectations)
one of two directions. In other words, there is a possibility of favorable deviation
Some are harmful. Risk is the possibility of loss, but if it occurs
In addition to the possibility of loss, there is also profit and therefore risk
called speculative risk. The opposite of speculative risk is pure risk.
There is only the possibility of loss.
Homeowners are exposed to potential fire losses. This risk is only the possibility of loss, no risk
profit potential. It is called pure risk because it can only move in one direction.
Only in the direction of possible loss.
Cause of risk
A risk is the possibility of an unexpected deviation, but a deviation
This is only realistic if it is a loss. Otherwise you may lose
Then there is no risk. Factors causing or triggering its occurrence
Losses are important in risk analysis. Two Factors Working Together
Danger and hazard cause damage.
Disasters are the cause of deviations between real and real events
Direct cause of expected loss. his presence poses a risk
Due to the possibility of unexpected deviations. America's fault
We are surrounded by risks because our environment contains disasters
Floods, thefts, deaths, etc.
Hazard is the condition behind disaster losses
that's right. Hazard influences risk by increasing its probability of occurrence
loss. Certain situations are designated as "dangerous". more dangerous
Circumstances increase the possibility of loss. there are three types of danger
That is :
- Physical
- morale
- morale
Physical hazards are the physical aspects of property that are in danger. position,
Construction and use are physical hazards that affect risk. position
Buildings affect sensitivity to fire damage.
floods and earthquakes. If your building is near a fire station
The likelihood of large-scale casualties from fires is very small in comparison
A remote area with no running water or firefighting equipment. Buildings are physical hazards that are a key element of analysis dangerous.
No building is fireproof, but some is fireproof. It is more fire resistant than other buildings.
However, it is not necessarily defenseless against other disasters such as wooden houses.
It is flammable, but resistant to earthquakes. Moral hazard too Affects potential loss. dishonesty may increase Losses of up to 100% are possible. A dishonest person can get burned
Rob your own house or shop to collect insurance money. Moral hazard is even equated with moral hazard Both are different. However, moral hazard does not include fraud
Includes carelessness and carelessness and may increase loss will occur.
source of risk
Danger Creates Conditions That Facilitate Banana Causality
loss. Although there is some overlap between categories,
Although it falls into this category, the sources of loss (and risk) can be categorized.
These are social risk, physical risk, and economic risk. Hazard identification
It is very important as it affects how it is processed.